Capital Restructuring

Right-sizing the balance sheet — refinancing high-cost debt, rescheduling cash flows, and engineering turnaround plans that lenders, promoters, and stakeholders can sign off on.

Restoring financial flexibility

Companies often outgrow the structure they originally borrowed under. Higher interest costs, mismatched tenors, restrictive covenants, or a temporary downturn can quickly erode operating cash flow. Our restructuring practice helps promoters reset their capital structure — preserving control, restoring profitability, and creating runway for the next leg of growth.

When restructuring helps

Refinancing & Takeover

Replacing existing debt with cheaper, longer-tenor facilities — often saving 100–300 bps on the all-in cost of funds.

Debt Rescheduling

Realigning repayment schedules with operating cash flows — moratoriums, ballooning structures, and step-up amortizations.

Covenant Reset

Renegotiating financial covenants and security terms to give the business room to invest and operate.

One-Time Settlement

Negotiating settlement terms with lenders for stressed accounts — coordinated with replacement funding to avoid disruption.

Turnaround Advisory

Operational and financial diagnostic with an actionable turnaround plan, working alongside management.

Equity Infusion Coordination

Sourcing fresh equity from PE, family offices, or strategic investors as part of a holistic recapitalization.

Our approach

  1. 1
    DiagnosticCash flow and debt profile review to identify the root cause of stress and the levers available.
  2. 2
    Restructuring planA clear plan with revised cash flow projections, security map, and lender-by-lender ask.
  3. 3
    Lender alignmentConfidential negotiations with existing and potential new lenders to land on a workable structure.
  4. 4
    ImplementationDocumentation, security perfection, and any new disbursement — sequenced to avoid disruption.