Debt Syndication

Bringing together a syndicate of banks and financial institutions to finance large or complex credit requirements that exceed any single lender's appetite.

What is debt syndication?

Debt syndication is the process of pooling capital from multiple lenders — banks, NBFCs, financial institutions — to fund a single borrower under a common set of terms. It's the standard route for transactions that are too large, too complex, or too sector-specific for any one bank to underwrite alone.

At FESME, we run end-to-end syndication: from preparing the information memorandum and financial model, to lender outreach, term sheet negotiation, common documentation execution, and post-disbursement compliance. Our promoter-first approach means we represent your interests at the table — not the lenders'.

Facilities we arrange

Working Capital Limits

Cash credit, overdraft, packing credit, and bill discounting facilities — fund-based and non-fund-based.

Term Loans

Long-tenor term loans for capital expenditure, plant expansion, and greenfield projects.

Project Finance

Non-recourse and limited-recourse financing for infrastructure, real estate, and energy assets.

External Commercial Borrowings

Foreign currency loans from international lenders, including ECB and FCNR(B) structures.

Letters of Credit & Bank Guarantees

Trade finance instruments to support purchase, performance, and bid obligations.

Refinance & Takeover

Replacing existing high-cost debt with sharper-priced facilities from new syndicate members.

Our process

  1. 1
    Discovery & feasibilityWe map your funding need, financials, security cover, and lender fit.
  2. 2
    Information memorandumA bank-grade IM with financial projections, security structure, and ratio analysis.
  3. 3
    Lender shortlisting & outreachTargeted approach to the right lead and participating banks for your deal profile.
  4. 4
    Term sheet & sanctionWe negotiate pricing, covenants, and conditions to extract the most competitive terms.
  5. 5
    Documentation & disbursementCommon loan agreement, security perfection, and drawdown coordination.